Category Archives: Lenders & Loans

Why Everyone Is Talking About Mortgage Rates

Posted on January 17, 2015 by Dawn O'Neal

DAILY REAL ESTATE NEWS | FRIDAY, JANUARY 16, 2015 Source: Freddie Mac Borrowing costs got even cheaper for home buyers and refinancers this week, as mortgage rates continued to descend. The 30-year fixed-rate mortgage averaged 3.66 percent this week, the … Continue reading →

Posted in FHA & VA Loans, Lenders & Loans, NAR-National Association of REALTORS®, Personal Opinions, Real Estate - Sellers & Buyers, REALTOR® | Tagged , , , , , , , , , , , , , | Leave a comment

Your Check Is In The Mail!

Posted on April 20, 2013 by Dawn O'Neal

There is a possibility that you may be receiving a check in the mail as “Compensation” from the banks for a short sale, denial of loan modification, foreclosures, bankruptcy, or a myriad of other actions by the bank for which … Continue reading →

Posted in Foreclosure, Investors - Investment Income, Lenders & Loans, NOD-Notice of Default, NTS-Notice of Trustee Sale (Foreclosure), Personal Opinions, Real Estate - Sellers & Buyers, REALTOR®, Seller Disclosure, Short Sales | Tagged , , , | Leave a comment

HAFA Eligibility Checklist

Posted on May 22, 2012 by Dawn O'Neal

I just listened to a webinar that mentioned that the HAFA (Home Affordable Foreclosure Alternatives) program has been exteneded through the end of  2014 CORRECTED – SHOULD BE  2013.  Now IF the Debt Forgiveness Act is extended also, we will have a … Continue reading →

Posted in FHA & VA Loans, Foreclosure, Investors - Investment Income, Lenders & Loans, NAR-National Association of REALTORS®, NOD-Notice of Default, NTS-Notice of Trustee Sale (Foreclosure), Real Estate - Sellers & Buyers, REALTOR®, Security Clearance, Short Sales | 1 Comment

VA Loans ~ Help to Understand the Process ~

Posted on May 20, 2012 by Dawn O'Neal

The absolute first thing you must do in order to get a VA-Backed Loan is to obtain your Certificate of Eligibility (COE) Two  links to help you are: Online at the eBenefits portal at http://www.benefits.va.gov/homeloans/elig_center.as  2.  Here is the expanded … Continue reading →

Posted in FHA & VA Loans, Lenders & Loans, NAR-National Association of REALTORS®, Real Estate - Sellers & Buyers, REALTOR® | Tagged , , , , , , , | Leave a comment

Real Estate Update – May 2012

Posted on May 16, 2012 by Dawn O'Neal

Below is our monthly newsletter for May, 2012. You can find the link current newsletter always at http://realtytimes.com/c/DawnONeal or go onto the site and subscribe to it for FREE. Lots of great information in there! Dawn and Tom Exceeding Expectations … Continue reading →

Posted in Lenders & Loans, NAR-National Association of REALTORS®, NOD-Notice of Default, NTS-Notice of Trustee Sale (Foreclosure), Real Estate - Sellers & Buyers, REALTOR®, Seller Disclosure, Short Sales | Leave a comment

Investors….. They STILL don’t get it!

Posted on October 20, 2010 by Dawn O'Neal

I recently had a short sale go south. This is so sad because now the Buyers lost an opportunity to become homeowners and the investors lost the chance to recoup almost 75% of their money. The property will now go … Continue reading →

Posted in Foreclosure, Investors - Investment Income, Lenders & Loans, NAR-National Association of REALTORS®, Real Estate - Sellers & Buyers | Leave a comment