Category Archives: Lenders & Loans

The Homeownership Dream

Posted on January 9, 2019 by Dawn O'Neal

Why don’t more renters try to buy a home? Perception perhaps? Continue reading →

Posted in Buyers, Buying a Home, FHA & VA Loans, Investment Properties, Lenders & Loans, NAR-National Association of REALTORS®, New Homes, Personal Opinions, Real Estate - Sellers & Buyers, REALTOR® | Tagged @New Home, Buyers, California, credit, Home, House, loans, Mortgage loan, mortgages, Opportunities, Personal Opinion, Real Estate Sales | Leave a comment

Down Payment Delemma?

Posted on August 27, 2018 by Dawn O'Neal

Some helpful hints for Down Payment Assistance from California Association of REALTORS®. In a Buyer’s market, sometimes the seller will credit buyer’s closing cost which helps with funds out-of-pocket too. When the market swings to a buyer’s market, check out … Continue reading →

Posted in Buyers, Buying a Home, FHA & VA Loans, Lenders & Loans, Real Estate - Sellers & Buyers, REALTOR® | Tagged Buyers, California, Home, House, mortgages, Opportunities | Leave a comment

What is an ADU & Why You Should Care?

Posted on June 21, 2018 by Dawn O'Neal

Great Information if you are looking for additional space to care for loved ones and/or several other options. Check out this article from the LifeEdited.com website. Dawn David Friedlander Architecture Jan 4, 2013 Accessory Dwelling Unit ADU Architecture What is an ADU … Continue reading →

Posted in Add Ons, Additions, ADU, Buyers, Buying a Home, FHA & VA Loans, Home Security, Inspections, Investment Properties, Investors - Investment Income, Lenders & Loans, New Homes, Real Estate - Sellers & Buyers, REALTOR®, Remodel, Remodeling, Second Homes | Tagged Accessory Dwelling Unity, ADU, Blu-Homes, Buyers, Granny Unit, Home, House, Opportunities, Pre Fabs, Tiny House | Leave a comment

Homebuying Mistakes by Generation

Posted on June 13, 2018 by Dawn O'Neal

Make sure you check out these “Observations”. They may help save you time and money! Dawn

Posted in Buyers, Buying a Home, FHA & VA Loans, Investors - Investment Income, Lenders & Loans, NAR-National Association of REALTORS®, New Homes, Personal Opinions, Real Estate - Sellers & Buyers, REALTOR®, Second Homes, Seniors and Senior Services | Tagged Buyer, Buyers, credit, Debt relief, Exchanges, Home, House, interest rates, Loan, loans, Mortgage loan, mortgages, New Homes, Opportunities, Property Taxes, refinance | Leave a comment

Want a Vacation Home? Check the Tax Laws First

Posted on June 1, 2018 by Dawn O'Neal

Interesting issues to delve into before buying a home. Smart tax planning up front will save many headaches down the road. – Dawn The Tax Cuts and Jobs Act of 2017 is changing how buyers pay for that oceanfront condominium … Continue reading →

Posted in Buyers, Buying a Home, Income Tax, Investment Properties, Investors - Investment Income, IRS, Lenders & Loans, New Homes, Property Taxes, Real Estate - Sellers & Buyers, REALTOR®, Second Homes, Tax Basis, Tax Reform | Tagged Buyers, California, Home, House, interest rates, Loan, mortgages, New Homes, Opportunities, Property Taxes, Tax Reform | Leave a comment

Visual Impact of an Interest Rate Increase

Posted on May 17, 2018 by Dawn O'Neal

Posted in Bubble, Buyers, Buying a Home, Credit score, FHA & VA Loans, For Sale By Owner, Lenders & Loans, Real Estate - Sellers & Buyers, REALTOR® | Tagged ARMs, Bubble, California, credit, Home, interest rates, Lien, Loan, loans, Mortgage loan, mortgages, Real Estate Sales | Leave a comment

How to Prevent a Low Appraisal

Posted on May 4, 2018 by Dawn O'Neal

DAILY REAL ESTATE NEWS | FRIDAY, MAY 04, 2018 Many buyers are offering more than the asking price on properties undergoing bidding wars, but when the appraisal reveals the true market value of the home, they may find they’ve agreed … Continue reading →

Posted in Appraisal, Buyers, Buying a Home, For Sale By Owner, Investors - Investment Income, Lenders & Loans, Real Estate - Sellers & Buyers, REALTOR® | Tagged Appraisal, Home, House, Loan, Mortgage loan, mortgages, Opportunities, Real Estate Sales | Leave a comment

DEMOGRAPHICS-Interesting Speculations

Posted on April 3, 2018 by Dawn O'Neal

4 Demographic Shifts Worth Watching DAILY REAL ESTATE NEWS | TUESDAY, APRIL 03, 2018 The aging of America, more immigrants, and a population that’s heading south are a few big trends to watch that will likely have a great impact … Continue reading →